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Money This forum is for support with financial issues.

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Ryan1 Offline
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One step closer - two steps back. - August 24th 2010, 01:30 AM

I guess I'll be the first to break in the new forum.

As some of my closer friends on here may already know I work full time for a plumbing company, I live at home which is nice considering I don't have to pay rent. (Just yet)

I've always been a strong believer in saving my money for a down payment on a house, I work 9 - 12 days so my pay is good for my age. I find now that I'm making money everyone turns into a leach. I find that I can spend $3,000 on gas car payments and insurance without even adding in any other bills.

It's almost like the real word just slapped my across the face with a huge bill. Does anyone find it hard to stay on top of all the payments/ bills that come in.
   
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Re: One step closer - two steps back. - August 24th 2010, 01:32 AM

*strokes the shiny new forum*

I'm awful with money. Absolutely awful. I'm gunna ask my grandmother how to keep records and stuff of it all because I've learnt the hard way that just because your balance says one thing doesn't mean that you actually have that amount of money. Very confusing. Very depressing. Very frustrating!

It just seems like everything mounts and you think 'yeah I have enough money for that no troubles'...but then suddenly, there's nothing left



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Make it your business to start some fires




   
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Re: One step closer - two steps back. - August 24th 2010, 01:32 AM

ALL THE TIME.

But I don't let it get me down. Planning is a godsend.


You can lose yourself. Everything. All boundaries. All time.

And just when the sweet confusion is so intense you think you're gonna die... you kind of do.

Leaving you alone in your separate body, but the one you love is still there.

That's a miracle.

You can go to heaven and come back alive. You can go back anytime you want with the one you love.

.Lily.
former HelpLink Mentor.
email me anytime <3

   
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Re: One step closer - two steps back. - September 2nd 2010, 01:37 PM

I actually feel the exact same way, I totally get this lol. People (some) become leeches, and bills seem to prevent you from really saving as much.. Frustrating, but I suppose we have to get used to it haha. And maybe tell more people no. I think my major problem is buying stupid little things that are inexpensive, because they add up over time.


This record broke on its own.
   
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Re: One step closer - two steps back. - September 2nd 2010, 06:38 PM

at first i was horrible with keepin track of cash and stuff,
but after seeing how my parents are and also remembering my childhood how my parents couldnt do it that well made me want to go and keep track of my cash and stuff. now im pretty good at keepin track of it all.
   
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Re: One step closer - two steps back. - September 4th 2010, 02:52 AM

I don't have a problem actually, and it was the opposite when I was younger and didn't have a job. I used to find I spent all my money the moment I got it and could never save, but now, I'll work a lot, and save the money I earn.

I am living at home, and my mom doesn't charge a lot of rent which helps, I pay peanuts for my phone, and ride a cheap to ride motorbike so keeping on top of it all isn't difficult. That said my mom and dad are in quite a lot of debt and I guess its taught me how to act with money, seeing as lately I have been a bit more involved with their finances.

My favorite way of saving however is working as much as possible I can do a 65 hour week if I like leaving me no time to spend money, or anything and only earning ymself more in the process... Helps a lot



How can one love themselves, when they love absolutely nothing?
Do something that is interesting. If it is not interesting, find out why it is not interesting.
   
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