[~Misguided Ghosts~]

I don't think that just because you are wealthy you're wasting everyone's time or resources.

Maybe you can try and make friends by joining clubs and social groups around town? I found a group of friends at a queer community in town for example, and since we had something in common it was easier to make friends with them.

With jobs it can also help if you figure out what you are passionate about and either put that into further education or a career. For example, do you like animals? Do some work with animals. You can also try volunteering if a job sounds too daunting right now because at least it wouldn't be as big of a commitment and you'd be making an impact. I doubt you'd be remembered as a disappointment though. You make an impact on the people you see. For example, I had a Dunkin cashier thank me just for treating her with kindness. So it doesn't take a lot to make a difference, at least in someone's day.

There's never a "too late" time to make a change, whether you're 16 or 60!