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How do i tell my parents? - October 25th 2011, 11:36 PM

Im moving out when i can afford my new vehicle im planning on buying and when i have sufficient funds/find a place? And that im buying my own vehicle because i cant take out a loan to pay for the vehicle i have now because im not 18 and its impossible? And how to cope with them not being supportive?


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Re: How do i tell my parents? - October 26th 2011, 12:35 AM

In what way(s) are your parents not supportive? Is it because they don't think you can "make it" on your own? If that's the case, prove them wrong! Get a job, save up for all the things you'll need (not just a car, but also the insurance, gas money, etc.) and they'll be forced to accept you can be independent in that regard. After that, find a place to live and work toward your long-term goals (ex. a career or more schooling). Ultimately, it boils down to becoming confident in your own abilities. If you KNOW you can do something, then it doesn't matter what other people say. If you don't have a solid plan in place, though, there may be some truth to what your parents are saying, which will further erode your self-esteem. Take control of your life, and let your actions speak for themselves.






   
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Re: How do i tell my parents? - October 26th 2011, 12:41 AM

Yes, the don't believe I can make it on my own. I am definitly trying to prove them wrong But it's sort of hard- how do i know what my insurance will be each month? How do i know what my price range is for an apartment? How do i afford a car when i need one to go into town so i can get a job? Ect. If i had a way of knowing these things and solving them, I would be in a much nicer state of mind.


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Re: How do i tell my parents? - October 26th 2011, 12:56 PM

Not to be a downer, but it is so tough. Don't move out until you have a stable job. Make a strict budget. Look around online and find quotes for insurance so that you don't get any nasty shocks. Try looking into finding a flatshare, where you live with other people so that your rent is cheaper than living completely on your own. Initially, you will want to find somewhere as cheap as possible to live so that you are less likely to overspend, and then as your pay increases you can move onto bigger and better places. Make sure you budget for gas/electric/water/phone/internet/food/petrol/car tax/car insurance/clothing/socialising.
I know it's different where you live, but at the moment I live on my own and I am spending roughly (per month):
400 on rent
71 on council tax
79 on car insurance
100 on groceries
25 on internet and phone
30 on electric
20 on water
So take into account the "little" bills when budgeting for somewhere to live. Cars are pretty expensive, so maybe think about public transport if possible?

But most of all, work hard, believe in yourself and prove your parents wrong! I did, and although every single day is a struggle, It was so worth it
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Re: How do i tell my parents? - October 28th 2011, 10:19 PM

Like Ella said, if you don't know how much everything is going to cost, do your research and figure it out as best you can. Obviously, you can't have an exact quote for everything - but you can call insurance companies and get quotes based on your age/income, you can look at current apartment listings and get a sense of how much it will cost per month, you can go to the grocery store and imagine how much you'll need to spend each month on food, etc. Part of growing up is planning ahead and sticking to that plan. It's not easy, and that's why a lot of people continue to live with their parents until they have a lot of money in savings (at which point, they proceed to blow it all with impulse buys and live paycheck to paycheck). Your parents, and society as a whole, are expecting you to make stupid decisions at 17/18 years old. Prove them wrong by doing your research and having a solid, feasible plan in place before moving out. Take things one step at a time. Get a job, create a budget, look for a cheap apartment (and roommates, if need be), utilize public transportation to get to work until you can afford the car/insurance, etc.






   
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