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Basement Dwellers' Exodus - March 5th 2014, 01:54 AM

Step 1) Graduate college
Step 2) Get a full time job
Step 3) Move out
Step 4) ???
Step 5) Independence

That's pretty much the South Park-inspired game plan I'm following at this point, and I've just completed step two. My new job should provide (barely) enough money for me to become financially independent from my parents. As soon as my debts are paid off, which should take 1-3 months, I plan on looking for a place of my own, ideally close to my new workplace, reasonably priced, and sufficiently private. Of course, that's a lot to ask for.

Anyone care to share your "entering the real world" success/failure stories? I've lived "on my own" during college, but that lifestyle was parent-funded. This time I expect things will be a bit different - I'll be spending my own money, be less able to connect with people my age, have more responsibility but also more freedom, etc.

The neon burns a hole in the night, and the Freon burns a hole in the sky.
You can find my kind living right on the fault line, eyes on the seaside, lives on the B-side, kites on the power lines.
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Re: Basement Dwellers' Exodus - March 5th 2014, 09:00 PM

I became financially independent at 22 years old, when I was a full-time grad student. I supported myself with a part-time job, $500/month in grant money from my university, and savings I had accrued while working part-time in undergrad. I lived in a studio apartment for 17 months and paid for car/medical expenses. Since I was in grad school and couldn't work full-time, I steadily lost money, even with the monthly grant money. I moved in with my boyfriend (now my fiancé), and he ended up taking care of the rent/utilities since I couldn't find a paying job right away. I'm currently paying for my car/medical expenses, and once we're married in April, we'll combine our finances.

I know my experience is different from yours (because I was only financially independent for a short period of time), but I DID deal with the stress of knowing I wouldn't be able to make ends meet for long after grad school. I changed my lifestyle so I could save money for more important things (like commuting for the sake of our long-distance relationship). It wasn't fun, but there was some enjoyment that came with the freedom of being financially independent of my parents.

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Re: Basement Dwellers' Exodus - March 7th 2014, 12:08 PM

I was very lucky when I graduated, in that I gained full-time employment and subsidised, shared accommodation. It meant that I could pay off my car (public transport still isn't an option many many years later) before I had to pay market rent. Then it was a case of adjusting the budget, choosing carefully what I would spend my money on.

I know you said privacy is important, but shared accommodation can be a really good option. It can be harder to find reliable housemates, but you can find a lot of young (or older) professionals and workers willing to share without the social shenanigans that you might find from students.

My situation is different to yours, and Psy's. But I think the key points are to look at your expenses, and think hard about what you need as opposed to what you want.

Feel free to email/PM/VM/whatever me if you want. I'll answer as soon as I can.

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Trying to keep it updated more or less daily as I write.
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